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Affordability of National Flood Insurance Program Premiums Report 2 1st Edition And Medicine Engineering National Academies Of Sciences

Name: Affordability of National Flood Insurance Program Premiums Report 2 1st Edition And Medicine Engineering National Academies Of Sciences
SKU: EB-51781974
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Affordability of National Flood Insurance Program Premiums Report 2 1st Edition And Medicine Engineering National Academies Of Sciences Digital Instant Download

Author(s): and Medicine Engineering National Academies of Sciences; Division of Behavioral and Social Sciences and Education; Committee on National Statistics; Division on Engineering and Physical Sciences; Board on Mathematical Sciences and Their Applications; Divi

ISBN(s): 9780309380782, 0309380782

Edition: 1

File Details: EPUB, 6.83 MB

Year: 2016

Language: English

SKU: EB-51781974 Category: Uncategorized Tags: 9780309380782, Affordability, and Medicine Engineering National Academies of Sciences, Board on Mathematical Sciences and Their Applications, Committee on National Statistics, Divi, Division of Behavioral and Social Sciences and Education, Division on Engineering and Physical Sciences, National Flood Insurance Program

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Affordability of National Flood Insurance Program Premiums Report 2 1st Edition And Medicine Engineering National Academies Of Sciences – Ebook Instant Download/Delivery ISBN(s): 9780309380782,0309380782

Product details:

• ISBN 10:
• ISBN 13:
• Author(s): and Medicine Engineering National Academies of Sciences; Division of Behavioral and Social Sciences and Education; Committee on National Statistics; Division on Engineering and Physical Sciences; Board on Mathematical Sciences and Their Applications; Divi

When Congress authorized the National Flood Insurance Program (NFIP) in 1968, it intended for the program to encourage community initiatives in flood risk management, charge insurance premiums consistent with actuarial pricing principles, and encourage the purchase of flood insurance by owners of flood prone properties, in part, by offering affordable premiums. The NFIP has been reauthorized many times since 1968, most recently with the Biggert-Waters Flood Insurance Reform Act of 2012 (BW 2012). In this most recent reauthorization, Congress placed a particular emphasis on setting flood insurance premiums following actuarial pricing principles, which was motivated by a desire to ensure future revenues were adequate to pay claims and administrative expenses. BW 2012 was designed to move the NFIP towards risk-based premiums for all flood insurance policies. The result was to be increased premiums for some policyholders that had been paying less than NFIP risk-based premiums and to possibly increase premiums for all policyholders.

Table contents:

Front Matter i-xvi

Summary 1-12

1 Introduction 13-20

2 An Approach to Policy Evaluation for the National Flood Insurance Program 21-48

3 Data for Analyses of National Flood Insurance Program Policy Options 49-66

4 Analytical Next Steps and Further Findings for Affordability Policy Options 67-88

References 89-92

List of Acronyms 93-94

Appendix A: Affordability of National Flood Insurance Program Premiums: Report 1 Summary 95-104

Appendix B: Recent Reports Produced by the Government Accountability Office and the Congressional Research Service 105-108

Appendix C: Biggert-Waters Flood Insurance Reform Act of 2012 – Section 100236 109-110

Appendix D: Homeowner Flood Insurance Affordability Act of 2014 – Section 16 111-112

Appendix E: Biographical Sketches of Committee Members 113-118

Appendix F: Letter to the Committee from Senator Mary L. Landrieu, Louisiana 119-122

Appendix G: American Community Survey 5-Year Data Products 123-126

Appendix H: Tables of Data Fields Found in the NFIP Policy Database October 2013 Version 127-132

Appendix I: Task Statements for Affordability of National Flood Insurance Program Premiums – Report 1 and Report 2

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